Banana Chocolate Chip Streusel Muffins
If you’re the kind of baker who loves a cozy kitchen filled with the sweet scent of bananas, butter, and chocolate, these Banana Chocolate Chip Streusel Muffins are going to be your new favorite. There’s something so inviting about the way muffins puff up in the oven, spilling over their liners with golden tops, and when you add a crumbly streusel topping, it becomes downright irresistible.
Growing up, we always had a banana or two ripening on the counter that never made it into smoothies or cereal bowls. Those overripe bananas usually ended up in banana bread, but one day I decided to switch things up. I took all the comforting flavors of banana bread, added gooey chocolate chips, and finished with a buttery streusel topping. The result? Muffins that are perfect for breakfast, brunch, or an afternoon snack with coffee.
These muffins are bakery-style, meaning they rise tall, with a soft, tender crumb inside. The streusel topping provides that delightful crunch, while the melted chocolate chips give pockets of sweetness in every bite. The best part is that they come together quickly with just a handful of pantry staples.
Ingredients
- 2 large ripe bananas, mashed
- 1/2 cup unsalted butter, melted
- 3/4 cup granulated sugar
- 1/4 cup brown sugar, packed
- 2 large eggs
- 1 tsp vanilla extract
- 1 3/4 cups all-purpose flour
- 1 tsp baking powder
- 1 tsp baking soda
- 1/2 tsp salt
- 1/2 tsp ground cinnamon
- 1 cup chocolate chips
For the Streusel Topping:
- 1/2 cup all-purpose flour
- 1/3 cup brown sugar
- 2 tbsp granulated sugar
- 1/2 tsp cinnamon
- 1/4 cup unsalted butter, cold and cubed
Instructions
- Preheat your oven to 350°F (175°C). Line a 12-cup muffin tin with paper liners.
- In a large bowl, mash the bananas until smooth. Stir in the melted butter, granulated sugar, brown sugar, eggs, and vanilla extract. Mix until well combined.
- In a separate bowl, whisk together flour, baking powder, baking soda, salt, and cinnamon.
- Gradually fold the dry ingredients into the banana mixture until just combined. Do not overmix.
- Stir in the chocolate chips, reserving a handful to sprinkle on top.
- Divide the batter evenly among the prepared muffin cups, filling about 3/4 full.
- Prepare the streusel: combine flour, sugars, and cinnamon in a bowl. Cut in the cold butter with a fork or pastry cutter until the mixture resembles coarse crumbs.
- Sprinkle the streusel topping generously over each muffin, then add a few extra chocolate chips.
- Bake for 18–22 minutes, or until a toothpick inserted into the center comes out clean (a little melted chocolate is okay!).
- Allow muffins to cool in the pan for 5 minutes before transferring to a wire rack. Serve warm or store in an airtight container.
Banana Chocolate Chip Streusel Muffins
Ingredients
Equipment
Method
- Preheat oven to 350°F (175°C). Line a 12-cup muffin tin with liners.
- Mash bananas in a bowl. Stir in melted butter, sugars, eggs, and vanilla.
- Whisk together flour, baking powder, baking soda, salt, and cinnamon in a separate bowl.
- Fold dry ingredients into wet mixture until just combined.
- Stir in chocolate chips, reserving some for topping.
- Divide batter evenly into muffin cups.
- Make streusel by mixing flour, sugars, and cinnamon. Cut in butter until crumbly.
- Sprinkle streusel over muffins and top with extra chocolate chips.
- Bake for 18–22 minutes until golden and a toothpick comes out clean.
- Cool slightly before serving. Store leftovers in airtight container.
Notes
Cozy Storytelling Section
These muffins have become a Saturday morning tradition in my home. There’s something so heartwarming about pulling them from the oven, the tops golden brown with melted chocolate peeking through the streusel. They’re the kind of treat that makes kids race to the kitchen and adults linger over a second cup of coffee.
If you want to make them ahead, you can freeze the muffins once cooled. Just reheat in the microwave or toaster oven for a fresh-from-the-oven taste. For a fun twist, try swapping out the chocolate chips for peanut butter chips, or add a drizzle of caramel over the streusel once they’re cooled.
Every time I bake these muffins, I’m reminded that the simplest recipes are often the most memorable. They’re humble yet decadent, making them a perfect little indulgence for any time of day.
