Banana Chocolate Chip Streusel Muffins

These Banana Chocolate Chip Streusel Muffins are the perfect balance of moist, sweet banana flavor, rich chocolate chips, and a crunchy, buttery streusel topping. They’re ideal for breakfast, brunch, or a grab-and-go snack. Whether you’re using up ripe bananas or baking for a crowd, these bakery-style muffins are sure to impress.

🍌 Why You’ll Love This Recipe

  • Moist and flavorful: Perfect use of ripe bananas.
  • Chocolate lovers’ dream: Studded with semi-sweet chips in every bite.
  • Bakery-style streusel: Adds a buttery crunch that elevates these muffins.
  • Easy prep: Great for beginners and ready in under an hour.

Ingredients

  • 1 ½ cups mashed ripe bananas (about 3 bananas)
  • ½ cup unsalted butter (melted)
  • ½ cup granulated sugar
  • ¼ cup brown sugar (packed)
  • 2 large eggs
  • 1 tsp vanilla extract
  • 1 ¾ cups all-purpose flour
  • 1 tsp baking powder
  • 1 tsp baking soda
  • ½ tsp salt
  • 1 cup semi-sweet chocolate chips

Streusel Topping:

  • ½ cup all-purpose flour
  • ¼ cup brown sugar
  • 3 tbsp cold unsalted butter (cubed)
  • ¼ tsp cinnamon

🧑‍🍳 Instructions

  1. Prep Oven & Pan: Preheat oven to 350°F (175°C). Line a 12-cup muffin tin with liners or grease lightly.
  2. Mix Wet Ingredients: In a bowl, mash bananas. Add melted butter, granulated sugar, brown sugar, eggs, and vanilla. Stir until smooth.
  3. Combine Dry Ingredients: In another bowl, whisk flour, baking powder, baking soda, and salt. Add dry mixture to the wet ingredients and stir gently.
  4. Add Chocolate Chips: Fold in chocolate chips.
  5. Fill Muffin Cups: Divide batter evenly among muffin cups, filling about ¾ full.
  6. Make Streusel: Combine flour, brown sugar, butter cubes, and cinnamon in a bowl. Mix with your fingers or a fork until crumbly. Sprinkle over muffins.
  7. Bake: Bake for 18–22 minutes or until a toothpick inserted comes out clean.
  8. Cool & Serve: Cool in pan for 5 minutes, then transfer to a wire rack. Enjoy warm or store airtight for up to 3 days.

💡 Tips & Variations

  • Nutty Addition: Add chopped walnuts or pecans to the batter or streusel.
  • Extra Moisture: Use sour cream or Greek yogurt (2 tbsp) for an even softer crumb.
  • Mini Muffins: Use a mini muffin tin; reduce baking time to 12–14 minutes.

Banana Chocolate Chip Streusel Muffins

Moist banana muffins loaded with chocolate chips and topped with a buttery streusel for a bakery-style treat.
Prep Time 15 minutes
Cook Time 20 minutes
Total Time 35 minutes
Servings: 12 muffins
Course: Breakfast, Snack
Cuisine: American, Bakery
Calories: 210

Ingredients
  

Muffin Batter
  • 1.5 cups mashed ripe bananas about 3 bananas
  • 0.5 cup unsalted butter melted
  • 0.5 cup granulated sugar
  • 0.25 cup brown sugar packed
  • 2 large eggs
  • 1 tsp vanilla extract
  • 1.75 cups all-purpose flour
  • 1 tsp baking powder
  • 1 tsp baking soda
  • 0.5 tsp salt
  • 1 cup semi-sweet chocolate chips
Streusel Topping
  • 0.5 cup all-purpose flour
  • 0.25 cup brown sugar
  • 3 tbsp unsalted butter cold, cubed
  • 0.25 tsp cinnamon

Equipment

  • Mixing bowls
  • Muffin tin
  • Measuring cups and spoons
  • Wire rack

Method
 

  1. Preheat oven to 350°F (175°C) and prepare a muffin tin with liners or grease.
  2. Mash bananas and combine with melted butter, sugars, eggs, and vanilla extract.
  3. Whisk flour, baking powder, baking soda, and salt. Gently mix dry ingredients into wet ingredients.
  4. Fold in chocolate chips and divide batter evenly into muffin cups.
  5. Mix streusel ingredients until crumbly and sprinkle on top of muffins.
  6. Bake for 18–22 minutes or until a toothpick inserted comes out clean. Cool slightly before serving.

Notes

Store muffins in an airtight container at room temperature for 2–3 days or freeze for up to a month.

🥛 Pairing Suggestions

Pair these muffins with a steaming latte or a cold glass of milk for a cozy breakfast.

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