Irresistible Southern Banana Pudding Recipe to Savor – A Comforting Classic You’ll Crave Again and Again
There are certain desserts that feel like a warm hug—comforting, nostalgic, and deeply satisfying. Southern banana pudding is one of those desserts. It’s creamy, cool, layered with sweet vanilla wafers and fresh banana slices, and topped with a luscious whipped topping or meringue depending on tradition. It’s a dessert passed down at family reunions, church potlucks, Sunday suppers, and summertime barbecues. If you grew up in the South, banana pudding isn’t just a recipe—it’s a memory.

The beauty of true Southern banana pudding lies in its simplicity and soul. It’s not flashy or elaborate. Instead, it’s a humble, wholesome dessert built around flavors that pair beautifully: bananas at their sweetest, vanilla wafers softened to cake-like texture, and a warm homemade custard that cools into velvety perfection. This recipe preserves the comforting tradition while elevating it with a few small improvements that make the texture creamier, the flavor fuller, and the layers even more indulgent.
Many modern banana pudding recipes rely on instant pudding mix, and while that version is quick and convenient, nothing compares to the authentic stovetop custard version. When you make the pudding from scratch, you control the richness, the smoothness, and the depth of flavor thanks to real egg yolks, whole milk, sugar, butter, and a splash of vanilla. The custard becomes the soul of the dish—warm, fragrant, silky, and beautifully thick.
Once cooled slightly, the custard gets layered with slices of ripe bananas and crunchy vanilla wafers that soften into pillowy layers as the pudding rests in the refrigerator. Some recipes add cream cheese for extra richness, others use whipped cream, and some even top it with toasted meringue for a classic touch. The version below gives you the ultimate balance of traditional flavor and luxurious creaminess.
Whether you’re making it for a special occasion, a summer cookout, a church gathering, or just because you want something comforting after dinner, southern banana pudding never disappoints. It’s a dessert that tastes like home, one that brings people together and puts smiles on faces with every spoonful.

This recipe is designed to give you the creamiest, richest, most memorable banana pudding you’ll ever taste—each bite a blend of nostalgic flavor and irresistible texture. Below is the full recipe, including ingredients, instructions, tips, variations, serving ideas, storage details, FAQs, and fun southern history.
Ingredients:
For the Homemade Custard:
- 2 cups whole milk
- ½ cup granulated sugar
- 3 tablespoons cornstarch
- 4 large egg yolks
- 2 tablespoons unsalted butter
- 1 teaspoon vanilla extract
- Pinch of salt

For the Layers:
- 3–4 ripe bananas, sliced
- 1 (11–12 oz) box vanilla wafers
- 4 oz cream cheese, softened (optional but recommended for extra creaminess)
- 1 cup heavy cream
- 2 tablespoons powdered sugar
- ½ teaspoon vanilla extract
Instructions:
- Make the custard base:
In a medium saucepan, whisk together sugar, cornstarch, and salt. Add milk and whisk until smooth. - Temper the eggs:
In a separate bowl, whisk egg yolks. Slowly pour a small amount of the warm milk mixture into the yolks while whisking to avoid scrambling. - Thicken the custard:
Pour tempered yolks back into the saucepan. Cook over medium heat, stirring constantly, until thickened—about 5–7 minutes. - Finish the custard:
Remove from heat. Stir in butter and vanilla. Let cool for 10 minutes. - Whip the cream:
Beat heavy cream, powdered sugar, and vanilla until soft peaks form. If using cream cheese, beat it separately until smooth, then fold into the whipped cream for a thicker texture. - Assemble the pudding:
Layer vanilla wafers in the bottom of a baking dish or individual cups. Add banana slices, then a layer of custard. Repeat until all ingredients are used. - Top with whipped cream:
Spread or pipe cream topping over the final layer. - Chill:
Refrigerate for at least 3 hours, or overnight for best flavor and texture. - Serve:
Top with extra wafers or banana slices just before serving.

Irresistible Southern Banana Pudding
Ingredients
Equipment
Method
- Whisk milk, sugar, cornstarch, and salt together in saucepan.
- Temper egg yolks and return mixture to saucepan.
- Cook until thickened, then stir in butter and vanilla.
- Whip heavy cream with powdered sugar and vanilla.
- Layer wafers, bananas, custard, and whipped cream.
- Chill for at least 3 hours before serving.
Notes
Tips & Tricks
- Use ripe but firm bananas. Too soft and they turn mushy quickly; too green and they lack sweetness.
- Don’t skip tempering the eggs. It ensures a perfectly smooth custard.
- Add cream cheese to the topping. Makes it richer and more stable.
- Let wafers soften fully. Overnight resting creates the best texture.
- Make individual cups. Great for parties, picnics, or easy grab-and-go desserts.
- Top just before serving. Bananas can brown, so add fresh ones at the end if displaying.
Variations
- Old-Fashioned Meringue: Top pudding with homemade meringue and broil until golden.
- Nilla Crunch: Add crushed wafers between layers for extra texture.
- Banana Pudding Pie: Pour filling into a vanilla wafer pie crust.
- Caramel Banana Pudding: Add a drizzle of dulce de leche between layers.
- Chocolate Banana Pudding: Add melted chocolate to the custard for a decadent twist.
- Bourbon Touch: Add a teaspoon of bourbon to the custard for an adults-only version.
Serving Suggestions
- Serve in mason jars for charming presentation.
- Add toasted coconut on top for a tropical spin.
- Serve with fresh whipped cream and mint.
- Pair with a cup of sweet tea or vanilla latte.
- Add extra wafers right before serving for crunch.
Storage Information
- Refrigerator: Store covered for 3–4 days.
- Freezer: Not recommended—bananas and custard will separate.
- Make Ahead: Ideal for overnight refrigeration to allow flavors to meld.
FAQ
Can I use pudding mix instead of homemade custard?
Yes, but homemade custard gives richer flavor and better texture.
How do I prevent bananas from browning?
Dip banana slices lightly in lemon juice or pineapple juice.
Can I make it gluten-free?
Yes—use gluten-free wafer cookies.
Can I use cool whip instead of homemade whipped cream?
Absolutely—it’s a classic Southern shortcut.
History / Fun Facts
- Banana pudding became popular in the American South in the early 1900s as bananas became more widely available.
- Vanilla wafers were introduced in 1898 and quickly became the go-to base.
- Many Southern families have “their way” of making banana pudding—some with meringue, some with cool whip, some with custard, and some with pudding mix.
- The dish is now a staple at Southern restaurants, barbecues, and potlucks.
