White Cheddar Apple Chicken Chili – Cozy, Creamy, and Perfectly Fall-Inspired

There’s something magical about a bowl of chili simmering on the stove when the air turns crisp and the days grow shorter. This white cheddar apple chicken chili captures that feeling perfectly. It’s cozy, comforting, and filled with layers of flavor that feel both familiar and surprising. Creamy white cheddar, tender chicken, and sweet-tart apples come together in a rich, savory broth that tastes like autumn in every spoonful.

Traditional chili is often bold and spicy, but this version leans into warmth rather than heat. The apples add a gentle sweetness that balances the savory chicken and cheese, while white beans provide heartiness without heaviness. It’s the kind of meal that feels indulgent yet nourishing, perfect for weeknight dinners, lazy Sundays, or serving to guests when you want something memorable but approachable.

What truly sets this chili apart is the contrast of flavors. Sharp white cheddar melts into the broth, creating a velvety texture that coats every ingredient. Apples soften as they cook, becoming tender and almost sauce-like, adding subtle sweetness without turning the dish into dessert territory. The result is a chili that feels rich, balanced, and deeply comforting.

This white cheddar apple chicken chili is also incredibly versatile. You can make it on the stovetop, adapt it for a slow cooker, or even prepare it ahead of time for meal prep. It reheats beautifully, making leftovers just as satisfying as the first bowl. Serve it with crusty bread, cornbread, or even a simple side salad, and you have a meal that feels complete and cozy from start to finish.

As the seasons shift and comfort food cravings kick in, this chili is one you’ll want to return to again and again. It’s warm without being spicy, creamy without being heavy, and unique without being complicated—a true cold-weather favorite.

Ingredients:

  • 2 tablespoons olive oil or butter
  • 1 pound boneless, skinless chicken breast, diced
  • 1 medium onion, diced
  • 3 cloves garlic, minced
  • 2 medium apples, peeled, cored, and diced
  • 2 cans (15 ounces each) white beans, drained and rinsed
  • 3 cups chicken broth
  • 1 cup heavy cream or half-and-half
  • 1 teaspoon dried thyme
  • 1/2 teaspoon ground cumin
  • 1/2 teaspoon smoked paprika
  • Salt, to taste
  • Black pepper, to taste
  • 1 1/2 cups shredded white cheddar cheese
  • Optional garnish: fresh thyme, extra cheese, apple slices

Instructions:

  1. Heat olive oil or butter in a large pot over medium heat.
  2. Add diced chicken and cook for 4–5 minutes until lightly browned.
  3. Stir in diced onion and cook until softened, about 3 minutes.
  4. Add minced garlic and cook for 30 seconds until fragrant.
  5. Stir in diced apples and cook for 2–3 minutes to slightly soften.
  6. Add white beans, chicken broth, thyme, cumin, smoked paprika, salt, and pepper.
  7. Bring the mixture to a gentle simmer and cook for 15 minutes.
  8. Reduce heat to low and stir in heavy cream.
  9. Gradually add shredded white cheddar cheese, stirring until melted and smooth.
  10. Taste and adjust seasoning as needed before serving.

White Cheddar Apple Chicken Chili

A cozy, creamy white chicken chili made with tender apples and melted white cheddar cheese.
Prep Time 15 minutes
Cook Time 30 minutes
Total Time 45 minutes
Servings: 6 bowls
Course: Dinner, Soup
Cuisine: American, Comfort Food
Calories: 430

Ingredients
  

Chili
  • 2 tablespoons olive oil or butter
  • 1 pound chicken breast diced
  • 1 medium onion diced
  • 3 cloves garlic minced
  • 2 medium apples peeled and diced
  • 30 ounces white beans drained and rinsed
  • 3 cups chicken broth
  • 1 cup heavy cream
  • 1 teaspoon dried thyme
  • 1/2 teaspoon ground cumin
  • 1/2 teaspoon smoked paprika
  • 1 1/2 cups white cheddar cheese shredded
  • salt to taste
  • black pepper to taste

Equipment

  • Large pot
  • Cutting board
  • Knife
  • Wooden spoon

Method
 

  1. Brown chicken in oil until lightly golden.
  2. Add onion, garlic, and apples and sauté briefly.
  3. Stir in beans, broth, and spices and simmer.
  4. Add cream and melt in white cheddar before serving.

Notes

Keep heat low when adding cheese to maintain a smooth, creamy texture.

Tips & Tricks

  • Use a sharp white cheddar for the best flavor contrast.
  • Dice apples evenly so they cook at the same rate.
  • Keep heat low when adding cheese to prevent curdling.

Variations

  • Add diced celery or carrots for extra texture.
  • Use rotisserie chicken for quicker prep.
  • Stir in a pinch of nutmeg for extra warmth.
  • Make it spicier with white pepper or chili flakes.

Serving Suggestions

  • Serve with crusty sourdough or dinner rolls.
  • Pair with cornbread or cheddar biscuits.
  • Top with extra cheese and fresh herbs for a cozy presentation.

Storage Information
Store leftovers in an airtight container in the refrigerator for up to 4 days. Reheat gently on the stovetop, stirring frequently. This chili can also be frozen for up to 2 months; thaw overnight before reheating.

FAQ

  • What apples work best? Honeycrisp or Granny Smith provide great balance.
  • Is this chili sweet? No, the apple adds subtle sweetness without overpowering.
  • Can I make it dairy-free? Use coconut milk and dairy-free cheese alternatives.

History / Fun Facts
White chicken chili gained popularity as a milder alternative to traditional red chili, often featuring cream and white beans. Adding apples is a modern twist inspired by fall cooking traditions that pair fruit with savory dishes for depth and balance.

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